Could you have a Child Trust Fund?

Unclaimed matured Child Trust Funds: 827,000 [source: HMRC via GOV.UK], average £2,310 [source: HMRC via GOV.UK], total about £1.91 billion [source: AJ Bell analysis of HMRC savings statistics (16 Sep 2026)].

Find a Child Trust Fund ↗

Who it's for: Anyone born 1 Sep 2002 – 2 Jan 2011 (or parents of 16–17s)

How to search: Sign in with Government Gateway; you need your National Insurance number. HMRC tells you the provider.

Cost: Free · Checked 2026-10-15

Parents: if your child is 16–17 they can take control of the account; if under 16 you can find it on their behalf.

FAQs

Who has a Child Trust Fund?

Most children born in the UK between 1 September 2002 and 2 January 2011 had a Child Trust Fund opened for them, with a government payment.

How do I find my Child Trust Fund?

Use the free GOV.UK "Find a Child Trust Fund" service. You need a Government Gateway account and your National Insurance number.

How much is an unclaimed Child Trust Fund worth?

HMRC says the average unclaimed matured account is worth £2,310.

Should I pay a company to find it?

No. The GOV.UK tool is free.